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Robert L. Culver
Chief Executive Officer
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Darrell Ake
Chief Operating Officer
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Paul Dacus
Chief Risk Officer
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Keanna Dodson
Indirect Servicing Manager
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Donna Lee
Accounting Manager
Robert L. Culver
Chief Executive Officer
Since 1991, Mr. Culver and has served in all areas of the company including finance, accounting, underwriting and account servicing. Under his leadership, AAC has expanded from primarily a captive finance company for a group of Atlanta-based automobile dealerships to a regional direct and indirect lender serving states throughout the southeast and mid-west.
Prior to coming onboard with AAC he worked for SunTrust Corporate Finance where his responsibilities included merger & acquisition consulting and marketing private placements of structured debt and equity investments. Mr. Culver also worked in the consulting division of Arthur Andersen & Co. He is a Certified Public Accountant and is a graduate of the University of Kentucky where he earned a BA in Economics and an MBA with a concentration in Finance.
16398Darrell Ake
Chief Operating Officer
Mr. Ake joined AAC as the Indirect Lending Manager in 2002 and was promoted to COO in 2007. He has responsibility for all corporate vendor relationships, consumer litigation & deficiency collections, credit reporting and consumer dispute resolution. Mr. Ake also oversees all aspects of the Direct Loan channel including advertising, underwriting and loan servicing.
Mr. Ake has extensive experience in non-prime indirect lending for manufactured home and automobile finance companies. He managed the servicing activities for a $1B+ real estate portfolio for four years as well as oversaw day to day operations of all branch locations for a multi-state automobile finance company.
16539Paul Dacus
Chief Risk Officer
Joining AAC in 2013, Mr. Dacus oversees product management, marketing, underwriting, funding, collections and recovery operations for AAC’s Indirect Lending channel. He is also responsible for all score card development, analytics and credit risk management.
Mr. Dacus has served as Senior Vice President of risk management for Auto One Acceptance, a division of California Federal Bank/CitiGroup, Senior Vice President of risk management for Triad Financial Corporation and as an executive at USAA serving as a chairman of the model governance committee. Mr. Dacus completed postgraduate work at UT, UTD and Texas Tech, as well as a BS and MS in Mathematics and Statistics from Texas Tech University. Mr. Dacus is a Chartered Financial Analyst (CFA), Financial Risk Manager (FRM-GARP), and a Chartered Alternative Investment Analyst (CAIA).
16540Keanna Dodson
Indirect Servicing Manager
Ms. Dodson joined AAC in 2008 and served as an Indirect Servicing Supervisor for 10 years before being promoted to Indirect Servicing Manager in 2019. She leads the Indirect Servicing team’s efforts in delivering the highest levels of customer service and engagement. Ms. Dodson monitors all aspects of portfolio performance including collections, delinquency, asset recovery and charge offs, as well as ensuring compliance with company and regulatory policies.
Prior to joining our team, Ms. Dodson worked for DriveTime for two years where her duties included planning, evaluating, implementing and continuously improving all aspects of loan servicing and compliance.
16665Donna Lee
Accounting Manager
Ms. Lee joined the company in 2002 and has worked in all areas of the accounting department including, accounts payable, payroll, general ledger, and cash management as a Senior Accountant. In 2020, she was promoted to Accounting Manager where she manages a team of accountants and oversees financial statement preparation, payroll/HR, and treasury functions.
Before joining AAC, Ms. Lee was most recently a staff accountant with the CPA practice of Gross Duke Nelson & Co PC. She earned a BA in Accounting in 1999 from DeVry University and a MA in Accounting and Financial Management in 2002 from the Keller Graduate School of Management.
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